A 680 CREDIT SCORE just isn’t what it used to be!

Do you remember when a 680 credit score provided the best interest rates to your customers? Today, according to Bankrate.com, the best rates and mortgage programs go to consumers with 700+ credit scores. Provided by: ApprovalGUARD

Building and Maintaining a Great Credit Profile

Your credit report represents how well you manage your financial responsibilities. The good news is that your negative information drops off over time but the positive information remains. Provided by: ApprovalGUARD

Do you Have Above Average Credit? 42% of Americans Don’t!

Forty-two percent of U.S. consumers have credit scores between 550 and 699. As a result these consumers typically don’t qualify for preferred interest rates and depending on their overall credit profile, they may not even qualify for certain loans and credit cards. Provided by: ApprovalGUARD

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Five BASIC Steps to More Effectively Managing Your Credit

Self improvement is a great thing. Reading will help expand your knowledge and can help you in many areas of your life. Exercising regularly will help you stay physically fit. Provided by: ApprovalGUARD

How Credit Scores Work

The credit scoring system became prevalent during the 1980's as a way for lenders to quickly evaluate a potential borrower's creditworthiness. This came about in an effort to streamline an easy and consistent way to evaluate a consumer’s credit. Provided by: ApprovalGUARD

Some Mistaken Beliefs About Credit

Have you every sat around with your friends, family or neighbors and heard their proven philosophy on building or managing credit? There are a wide variety of myths floating around about what you should and shouldn't do to manage your credit. Provided by: ApprovalGUARD